Health Plan Options
The State Health Benefit Plan (SHBP) is established for the benefit of school districts and other governmental employers by the Georgia legislature. SHBP operates through the Georgia Department of Community Health (DCH). SHBP and DCH determine the plan design, the monthly premiums, and the network providers. SCCPSS provides payroll deduction for your premium along with other administrative support: http://dch.georgia.gov/state-health-benefit-plan-shbp
SHBP Summary of Benefits and Coverage Plan Documents
The Plan Documents contain the controlling terms and conditions for the SHBP. The Plan Documents include the Summary Plan Descriptions, SHBP Regulations, Board resolutions that establish premiums, policies, and other documents used to determine what benefits are payable under the Plan and who is eligible for the Plan. DCH is solely responsible for determining which documents are Plan Documents, and the vendors are required to administer the SHBP in accordancewith the Plan Documents. For employers that provide the SHBP through a contract with DCH, the contract is also a Plan Document. These documents include Benefit Plan 2018 Summary of Benefits and Coverage (SBC) documents for each vendor and tier.
State Health has partnered with PeachCare for Kids. Please review the data below to see if you may qualify for the PeachCare Program:
The retirement plans available to employees are established by the Georgia Legislature. The governing boards determine the plan design and employee contribution amounts. SCCPSS provides payroll deductions for your contribution and other administrative support.
Teachers Retirement System of Georgia is the retirement plan that covers most employees. Effective July 1, 2012, members contribute 6.0% of their gross salary on a pre-tax basis to the plan. The District currently contributes 20.90% of pay for fiscal year 2019 (this percent will increase to 21.14% effective 7/1/2019). Benefits are earned after 10 years of credited service. Full retirement benefits are available after 30 years of credited service. The link below will allow you to view all the TRS documents such as TRS Members' Guide and Retirement Handbook:
Public School Employees Retirement System of Georgia is the plan that covers employees who are non-supervisory roles in Maintenance, Custodial, and Food Service functions. Members contribute $4.00 to the plan each month for 9 months (September-May) each year. Employees hired after 6/30/2012 are required to contribute $10.00 to the plan each month. Benefits are earned after 10 years of service.
District Sponsored Benefit Plans for New Hire Enrollment and 2018, 2019 Enrollment Website:
Ancillary Insurance Products
Basic Life Insurance
The District pays for a $20,000 term life insurance policy effective 1/1/2019 with MetLife for each employee who works at least 20 hours per week. Additionally, effective 1/1/2019, the District pays for $5,000 term life for all employees' spouse and dependent children. All you need to do is log on to bSwift, add your spouse and children, and complete the beneficiary information on the website.
Supplemental Term Life & AD&D Insurance
You can purchase additional life insurance in units of $10,000 up to $500,000 in coverage with MetLife effective 9/1/2017. If you become disabled, your insurance may be continued with no premium payment provided that you file a timely waiver of premium application.
Dental Reimbursement Plans
Dental Reimbursement Plans are available through Ameritas for plan year 2018.
Short and Long Term Disability
Short term disability insurance pays a weekly benefit amount that you choose (40%, 50% or 60% of your current weekly pay subject to coordination with other benefit payments such as sick time, worker's compensation, social security, etc.) when you are unable to work due to illness or injury. Waiting periods are elected for 14-days, 30-days or 60-days for a disability up to 180 days. The monthly premium is based on the amount of benefit and waiting period you choose.
Vision Care Insurance
The vision plan provides vision exams, lenses (or contacts), and frames at set prices when network providers are used. Ameritas EyeMed Vision Plan Participating providers will file claims for In-Network services. The employee must file a claim for reimbursement to receive an out-of-network benefit.
AFLAC Supplemental Insurance
You may have health insurance through SHBP, but it may not be enough to cover out-of-pocket expenses associated with health conditions. That's where UNUM's supplemental insurance can help. The right coverage can help with doctor bills, hospital stays and even nonmedical expenses like child care and transportation if you're dealing with an accident, hospitalization, cancer or critical illness. UNUM coverage ends 12/31/2018 and is replaced by AFLAC similar products effective 1/1/2019.
Flexible Spending Accounts
TASC is the District provider for Flexible Spending Accounts for dependent care and medical reimbursement.
****If you have any claims pending for 2019, the deadline to submit those claims for reimbursement to Continoun is March 31, 2020.****